Round out your benefits program by offering a cafeteria plan of additional benefits that employees can fund themselves through the convenience of payroll deduction.  Core benefits such as health, dental, vision and life insurance may also be offered to employees on a purely voluntary basis.

Some of the popular voluntary benefits include:

Paycheck Protection Plus

An accident disability plan providing monthly income, medical treatment cash benefit, hospitalization cash benefit and an accidental death benefit for premiums as low as $3.50/week.

Lifestyle Protector

A policy combining several benefits in one:  Mortgage insurance, Life insurance, Cancer policy, Critical illness insurance, for as little as $5/week.

Security Builder Plan

A flexible combination of life insurance providing protection for today and a cash accumulation annuity providing tax-deferred growth and security for tomorrow.  Available for employees up to age 55 with minimum premiums of only $5/week.

Premiums are collected via payroll deduction prior to the insurance invoice being paid and many benefits qualify under a section 125 plan for significant tax benefits for both your employees and your company.

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