Customize your employee benefits program by including plans with high appeal to your employees such as dental, vision, disability and life insurance.  It only takes two employees to qualify for these low-cost group benefits.

Dental Plans

The most requested employee benefit after health insurance.   HCI offers a variety of traditional, PPO and DMO plans and we can create dual choice programs with no waiting periods for companies with more than 10 employees.   Dental plans may be offered as employer paid, employee paid or any combination.

Vision Plans

We offer low cost group vision plans with several levels of coverage for exams, frames and lenses for you to select from.  In addition, there are also discounted vision plans provided at no cost with several of our dental plans.

Life Insurance

Group term life insurance for employees provides a valuable benefit for a relatively low cost and, depending on the number of employees, has varied benefit levels of guaranteed issue with no underwriting.  We also carry a variety of products for key employee insurance.

Disability Income

How long could your employees survive without a paycheck?  Both short term and long term disability benefits provide income when it’s most needed.  Did you know that group disability income insurance is often available on a guaranteed issue basis? Ask us for a quote for your employees. 

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